Matt Cropp 🌲🌲<p>Solid infographic from my <a href="https://social.coop/tags/CreditUnion" class="mention hashtag" rel="tag">#<span>CreditUnion</span></a> giving the basics on the flow of a credit union and how it is differentiated from a for-profit bank.</p><p><a href="https://social.coop/tags/VSECU" class="mention hashtag" rel="tag">#<span>VSECU</span></a> <a href="https://social.coop/tags/CreditUnions" class="mention hashtag" rel="tag">#<span>CreditUnions</span></a> <a href="https://social.coop/tags/CoopCapital" class="mention hashtag" rel="tag">#<span>CoopCapital</span></a> <a href="https://social.coop/tags/CoopFinance" class="mention hashtag" rel="tag">#<span>CoopFinance</span></a></p>
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fun while lost<p><span class="h-card" translate="no"><a href="https://social.coop/@mattcropp" class="u-url mention">@<span>mattcropp</span></a></span> Always good to meet another <a href="https://social.coop/tags/coop" class="mention hashtag" rel="tag">#<span>coop</span></a> nerd! I see the <a href="https://social.coop/tags/CoopFinance" class="mention hashtag" rel="tag">#<span>CoopFinance</span></a> tag in your profile and I'm curious if you've stumbled across any way to participate in P2P lending to help develop cooperatives. Something like LendingClub but for patient, modest-rate lending to new coops.</p>
Matt Cropp 🌲🌲<p>If you're in the US, the <a href="https://social.coop/tags/NH" class="mention hashtag" rel="tag">#<span>NH</span></a> Community Loan Fund is aiming to raise $12MM in new social investment capital by June 30 to help finance their largest mobile home park <a href="https://social.coop/tags/coop" class="mention hashtag" rel="tag">#<span>coop</span></a> conversion to date (more than 1k units of affordable housing). Our <a href="https://social.coop/tags/CoopInvestmentClub" class="mention hashtag" rel="tag">#<span>CoopInvestmentClub</span></a> is currently voting on investing a few $k, and details on investment terms are here for those interested: <a href="https://www.communityloanfund.org/how-you-can-help/invest" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://www.</span><span class="ellipsis">communityloanfund.org/how-you-</span><span class="invisible">can-help/invest</span></a></p><p><a href="https://social.coop/tags/CoopCapital" class="mention hashtag" rel="tag">#<span>CoopCapital</span></a> <a href="https://social.coop/tags/CoopFinance" class="mention hashtag" rel="tag">#<span>CoopFinance</span></a> <a href="https://social.coop/tags/CoopHousing" class="mention hashtag" rel="tag">#<span>CoopHousing</span></a> <a href="https://social.coop/tags/coops" class="mention hashtag" rel="tag">#<span>coops</span></a> <a href="https://social.coop/tags/ROCusa" class="mention hashtag" rel="tag">#<span>ROCusa</span></a> <a href="https://social.coop/tags/NewHampshire" class="mention hashtag" rel="tag">#<span>NewHampshire</span></a></p>
Matt Cropp 🌲🌲<p>The <a href="https://social.coop/tags/CFNE" class="mention hashtag" rel="tag">#<span>CFNE</span></a> interim co-directors are on the job now that their long-time ED's retirement has officially happened... </p><p><a href="https://social.coop/tags/CoopCapital" class="mention hashtag" rel="tag">#<span>CoopCapital</span></a> <a href="https://social.coop/tags/NewEngland" class="mention hashtag" rel="tag">#<span>NewEngland</span></a> <a href="https://social.coop/tags/Coop" class="mention hashtag" rel="tag">#<span>Coop</span></a> <a href="https://social.coop/tags/Coops" class="mention hashtag" rel="tag">#<span>Coops</span></a> <a href="https://social.coop/tags/CoopFinance" class="mention hashtag" rel="tag">#<span>CoopFinance</span></a></p>
Matt Cropp 🌲🌲<p>Not sure why I felt compelled tonight to graph the differential growth rate of US <a href="https://social.coop/tags/CreditUnion" class="mention hashtag" rel="tag">#<span>CreditUnion</span></a> assets vs. those of commercial banks, but here we are...</p><p><a href="https://social.coop/tags/CapitalAsPower" class="mention hashtag" rel="tag">#<span>CapitalAsPower</span></a> <a href="https://social.coop/tags/DifferentialAccumulation" class="mention hashtag" rel="tag">#<span>DifferentialAccumulation</span></a> <a href="https://social.coop/tags/CoopFinance" class="mention hashtag" rel="tag">#<span>CoopFinance</span></a></p>
Matt Cropp 🌲🌲<p>Good quick summary of some of the nuances and challenges of <a href="https://social.coop/tags/WorkerCoop" class="mention hashtag" rel="tag">#<span>WorkerCoop</span></a> conversions financing from Micha Josephy at the <a href="https://social.coop/tags/Cooperative" class="mention hashtag" rel="tag">#<span>Cooperative</span></a> Fund of <a href="https://social.coop/tags/NewEngland" class="mention hashtag" rel="tag">#<span>NewEngland</span></a>: <a href="https://medium.com/fifty-by-fifty/are-cooperatives-really-so-difficult-to-finance-3adec81c70a8" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://</span><span class="ellipsis">medium.com/fifty-by-fifty/are-</span><span class="invisible">cooperatives-really-so-difficult-to-finance-3adec81c70a8</span></a></p><p><a href="https://social.coop/tags/WorkerCoops" class="mention hashtag" rel="tag">#<span>WorkerCoops</span></a> <a href="https://social.coop/tags/Coop" class="mention hashtag" rel="tag">#<span>Coop</span></a> <a href="https://social.coop/tags/Coops" class="mention hashtag" rel="tag">#<span>Coops</span></a> <a href="https://social.coop/tags/CoopCapital" class="mention hashtag" rel="tag">#<span>CoopCapital</span></a> <a href="https://social.coop/tags/CoopFinance" class="mention hashtag" rel="tag">#<span>CoopFinance</span></a></p>
Matt Cropp 🌲🌲<p>Potential opportunity to convert an 11 unit apartment building into a <a href="https://social.coop/tags/HousingCoop" class="mention hashtag" rel="tag">#<span>HousingCoop</span></a> in <a href="https://social.coop/tags/BTV" class="mention hashtag" rel="tag">#<span>BTV</span></a>...</p><p>Now, where to find $2 million... 🤔 <a href="https://social.coop/tags/CoopFinance" class="mention hashtag" rel="tag">#<span>CoopFinance</span></a></p>
Matt Cropp 🌲🌲<p>For those who'll be getting in early for the <a href="https://social.coop/tags/WCNC18" class="mention hashtag" rel="tag">#<span>WCNC18</span></a> in <a href="https://social.coop/tags/LA" class="mention hashtag" rel="tag">#<span>LA</span></a>, I'm pulling together an informal <a href="https://social.coop/tags/CoopFinance" class="mention hashtag" rel="tag">#<span>CoopFinance</span></a> nerd dinner gathering Thursday night neat the conference hotel at 7pm.</p><p>@ me for details... :)</p>
Matt Cropp 🌲🌲<p>The short summary of my possible plan to use a newly formed "<a href="https://social.coop/tags/Burlington" class="mention hashtag" rel="tag">#<span>Burlington</span></a> Real Estate Co-op" to acquire the space for our brewing <a href="https://social.coop/tags/coop" class="mention hashtag" rel="tag">#<span>coop</span></a> as its first project:</p><p><a href="https://docs.google.com/document/d/1_N4PTWNGJiAsLxjYGq_b2rYJo2apYSp_dfJpetmKyX8/edit?usp=sharing" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://</span><span class="ellipsis">docs.google.com/document/d/1_N</span><span class="invisible">4PTWNGJiAsLxjYGq_b2rYJo2apYSp_dfJpetmKyX8/edit?usp=sharing</span></a></p><p><a href="https://social.coop/tags/btv" class="mention hashtag" rel="tag">#<span>btv</span></a> <a href="https://social.coop/tags/coopcapital" class="mention hashtag" rel="tag">#<span>coopcapital</span></a> <a href="https://social.coop/tags/coopfinance" class="mention hashtag" rel="tag">#<span>coopfinance</span></a></p>
Matt Cropp 🌲🌲<p>Any other <a href="https://social.coop/tags/SocialCoop" class="mention hashtag" rel="tag">#<span>SocialCoop</span></a> folks going to be in <a href="https://social.coop/tags/LosAngeles" class="mention hashtag" rel="tag">#<span>LosAngeles</span></a> for the <a href="https://social.coop/tags/WorkerCoop" class="mention hashtag" rel="tag">#<span>WorkerCoop</span></a> National Conference in September?</p><p><a href="https://conference.coop/2018-conference/conference-sessions/" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://</span><span class="ellipsis">conference.coop/2018-conferenc</span><span class="invisible">e/conference-sessions/</span></a></p><p>I'm going to get in a day early (Thursday) and am going to try to pull together an informal <a href="https://social.coop/tags/CoopFinance" class="mention hashtag" rel="tag">#<span>CoopFinance</span></a> nerd dinner gathering that evening.</p><p>Also, we should have a social.coop <a href="https://social.coop/tags/tootup" class="mention hashtag" rel="tag">#<span>tootup</span></a> if there's critical mass...</p><p><a href="https://social.coop/tags/LA" class="mention hashtag" rel="tag">#<span>LA</span></a> <a href="https://social.coop/tags/WCNC18" class="mention hashtag" rel="tag">#<span>WCNC18</span></a></p>
Matt Cropp 🌲🌲<p>Draft guide I put together today for financing sources for <a href="https://social.coop/tags/WorkerCoop" class="mention hashtag" rel="tag">#<span>WorkerCoop</span></a> conversions. It's tailored to <a href="https://social.coop/tags/Vermont" class="mention hashtag" rel="tag">#<span>Vermont</span></a>, but much of the material is more widely applicable. Comments are turned on and feedback is most welcome: <a href="https://docs.google.com/document/d/1r7O5U-ybj6bjx6e1evP_58fPC34WofOjmLB8IU2NrEo/edit?usp=sharing" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://</span><span class="ellipsis">docs.google.com/document/d/1r7</span><span class="invisible">O5U-ybj6bjx6e1evP_58fPC34WofOjmLB8IU2NrEo/edit?usp=sharing</span></a></p><p><a href="https://social.coop/tags/coopcapital" class="mention hashtag" rel="tag">#<span>coopcapital</span></a> <a href="https://social.coop/tags/coopfinance" class="mention hashtag" rel="tag">#<span>coopfinance</span></a> <a href="https://social.coop/tags/WorkersToOwners" class="mention hashtag" rel="tag">#<span>WorkersToOwners</span></a></p>
Matt Cropp 🌲🌲<p>Shared Capital <a href="https://social.coop/tags/Coop" class="mention hashtag" rel="tag">#<span>Coop</span></a> is hiring for a loan administrator: <a href="https://sharedcapital.coop/were-hiring/" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://</span><span class="ellipsis">sharedcapital.coop/were-hiring</span><span class="invisible">/</span></a></p><p><a href="https://social.coop/tags/coopjobs" class="mention hashtag" rel="tag">#<span>coopjobs</span></a> <a href="https://social.coop/tags/coopcapital" class="mention hashtag" rel="tag">#<span>coopcapital</span></a> <a href="https://social.coop/tags/coopfinance" class="mention hashtag" rel="tag">#<span>coopfinance</span></a></p>
Matt Cropp 🌲🌲<p>Just heard that the newest <a href="https://social.coop/tags/coop" class="mention hashtag" rel="tag">#<span>coop</span></a> investment club officially launched this weekend in <a href="https://social.coop/tags/Colorado" class="mention hashtag" rel="tag">#<span>Colorado</span></a> with 7 founding members and $625/month in investments!</p><p>Their FB page: <a href="https://www.facebook.com/COSolidarityFund/" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://www.</span><span class="">facebook.com/COSolidarityFund/</span><span class="invisible"></span></a></p><p>That makes for 4 clubs now officially up and running; the other three are <a href="https://social.coop/tags/Minneapolis" class="mention hashtag" rel="tag">#<span>Minneapolis</span></a>, <a href="https://social.coop/tags/Boston" class="mention hashtag" rel="tag">#<span>Boston</span></a>, and <a href="https://social.coop/tags/Vermont" class="mention hashtag" rel="tag">#<span>Vermont</span></a>.</p><p><a href="https://social.coop/tags/coopcapital" class="mention hashtag" rel="tag">#<span>coopcapital</span></a> <a href="https://social.coop/tags/coopprincipal" class="mention hashtag" rel="tag">#<span>coopprincipal</span></a> <a href="https://social.coop/tags/coopfinance" class="mention hashtag" rel="tag">#<span>coopfinance</span></a> <a href="https://social.coop/tags/coops" class="mention hashtag" rel="tag">#<span>coops</span></a> <a href="https://social.coop/tags/co" class="mention hashtag" rel="tag">#<span>co</span></a> <a href="https://social.coop/tags/cobiz" class="mention hashtag" rel="tag">#<span>cobiz</span></a> <a href="https://social.coop/tags/Denver" class="mention hashtag" rel="tag">#<span>Denver</span></a></p>
Matt Cropp 🌲🌲<p><span class="h-card" translate="no"><a href="https://social.coop/@geosocialcoop" class="u-url mention">@<span>geosocialcoop</span></a></span> "These co-op share clubs would reinvest profits back into expanding the mutual ownership proportion over time."</p><p>Would this make sense as a collaborative scope of action for the <a href="https://social.coop/tags/coop" class="mention hashtag" rel="tag">#<span>coop</span></a> investment club movement? 🤔</p><p><a href="https://social.coop/tags/coopfinance" class="mention hashtag" rel="tag">#<span>coopfinance</span></a> <a href="https://social.coop/tags/investment" class="mention hashtag" rel="tag">#<span>investment</span></a> <a href="https://social.coop/tags/shareholderactivism" class="mention hashtag" rel="tag">#<span>shareholderactivism</span></a></p>
Matt Cropp 🌲🌲<p>For anyone going to the <br /><span class="h-card" translate="no"><a href="https://social.coop/@NCBACLUSA" class="u-url mention">@<span>NCBACLUSA</span></a></span> <a href="https://social.coop/tags/CoopIMPACT" class="mention hashtag" rel="tag">#<span>CoopIMPACT</span></a> conference in DC in October, it looks like there with be a 1 day <a href="https://social.coop/tags/CoopFinance" class="mention hashtag" rel="tag">#<span>CoopFinance</span></a> intensive the day before, which sounds amazing... <a href="https://social.coop/tags/coopcapital" class="mention hashtag" rel="tag">#<span>coopcapital</span></a></p><p><a href="https://ncba.coop/ncba-events/2191-come-a-day-early-to-impact-2018-and-get-saint-mary-s-top-course-on-co-op-finance-at-a-20-percent-discount" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://</span><span class="ellipsis">ncba.coop/ncba-events/2191-com</span><span class="invisible">e-a-day-early-to-impact-2018-and-get-saint-mary-s-top-course-on-co-op-finance-at-a-20-percent-discount</span></a> <a href="https://social.coop/tags/coop" class="mention hashtag" rel="tag">#<span>coop</span></a> <a href="https://social.coop/tags/coops" class="mention hashtag" rel="tag">#<span>coops</span></a></p>
Matt Cropp 🌲🌲<p><span class="h-card" translate="no"><a href="https://social.coop/@GuerillaOntologist" class="u-url mention">@<span>GuerillaOntologist</span></a></span> <span class="h-card" translate="no"><a href="https://social.coop/@tbeckett" class="u-url mention">@<span>tbeckett</span></a></span> <span class="h-card" translate="no"><a href="https://social.coop/@ElizabethMYLaBerge" class="u-url mention">@<span>ElizabethMYLaBerge</span></a></span> </p><p>This could be an application for <a href="https://social.coop/tags/Cobudget" class="mention hashtag" rel="tag">#<span>Cobudget</span></a>.</p><p>You buy a $500 CD, and then can see all the loans in your credit union that are currently seeking investment, w/ borrowers allowed to adjust who can see their requests. Anyone can "buy" up to 5% of any particular loan currently in its offering period, with the credit union taking an administration fee (if the loan is for 6%, your participation in it earns 5%, or something). <a href="https://social.coop/tags/coopfinance" class="mention hashtag" rel="tag">#<span>coopfinance</span></a> <a href="https://social.coop/tags/creditunion" class="mention hashtag" rel="tag">#<span>creditunion</span></a></p>
Matt Cropp 🌲🌲<p>If anyone is interested in geeking really hard on <a href="https://social.coop/tags/creditunion" class="mention hashtag" rel="tag">#<span>creditunion</span></a> <a href="https://social.coop/tags/history" class="mention hashtag" rel="tag">#<span>history</span></a>, this is the master's thesis I wrote in 2011...</p><p><a href="https://social.coop/tags/CommonBond" class="mention hashtag" rel="tag">#<span>CommonBond</span></a> <a href="https://social.coop/tags/creditunions" class="mention hashtag" rel="tag">#<span>creditunions</span></a> <a href="https://social.coop/tags/FieldOfMembership" class="mention hashtag" rel="tag">#<span>FieldOfMembership</span></a> <a href="https://social.coop/tags/coopfinance" class="mention hashtag" rel="tag">#<span>coopfinance</span></a></p><p><a href="https://drive.google.com/file/d/0BwXj8Bi337VzVm9FdURuRUREbzQ/view?usp=sharing" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://</span><span class="ellipsis">drive.google.com/file/d/0BwXj8</span><span class="invisible">Bi337VzVm9FdURuRUREbzQ/view?usp=sharing</span></a></p>
Matt Cropp 🌲🌲<p>All the <a href="https://social.coop/tags/cryptocurrency" class="mention hashtag" rel="tag">#<span>cryptocurrency</span></a> discourse of late has me thinking back to the early days (9/21/11) of <a href="https://social.coop/tags/OWS" class="mention hashtag" rel="tag">#<span>OWS</span></a>, when I rolled into <a href="https://social.coop/tags/Zuccotti" class="mention hashtag" rel="tag">#<span>Zuccotti</span></a> with this sign and a <a href="https://social.coop/tags/Bitcoin" class="mention hashtag" rel="tag">#<span>Bitcoin</span></a> shirt...</p><p>Flash forward 6+ years. What're the most <a href="https://social.coop/tags/cooperatively" class="mention hashtag" rel="tag">#<span>cooperatively</span></a> designed and oriented <a href="https://social.coop/tags/crypto" class="mention hashtag" rel="tag">#<span>crypto</span></a> projects right now that contribute to building a financial system that works for everyone?</p><p><a href="https://social.coop/tags/ico" class="mention hashtag" rel="tag">#<span>ico</span></a> <a href="https://social.coop/tags/platformcoop" class="mention hashtag" rel="tag">#<span>platformcoop</span></a> <a href="https://social.coop/tags/workercoop" class="mention hashtag" rel="tag">#<span>workercoop</span></a> <a href="https://social.coop/tags/creditunion" class="mention hashtag" rel="tag">#<span>creditunion</span></a> <a href="https://social.coop/tags/coopfinance" class="mention hashtag" rel="tag">#<span>coopfinance</span></a></p>
Matt Cropp 🌲🌲<p>Y'all. I'm still trying to fully wrap my head around the <a href="https://social.coop/tags/Moeda" class="mention hashtag" rel="tag">#<span>Moeda</span></a> white-paper. I think it's a play at making a <a href="https://social.coop/tags/creditunion" class="mention hashtag" rel="tag">#<span>creditunion</span></a> system-backed <a href="https://social.coop/tags/blockchain" class="mention hashtag" rel="tag">#<span>blockchain</span></a>-based <a href="https://social.coop/tags/microcredit" class="mention hashtag" rel="tag">#<span>microcredit</span></a> platform, which seems like it could be cool, but would love to hear the analysis of others: </p><p><a href="https://moeda.in/whitepaper.pdf" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://</span><span class="">moeda.in/whitepaper.pdf</span><span class="invisible"></span></a></p><p><a href="https://social.coop/tags/creditunions" class="mention hashtag" rel="tag">#<span>creditunions</span></a> <span class="h-card" translate="no"><a href="https://mastodon.cloud/@stefanieschulte" class="u-url mention">@<span>stefanieschulte</span></a></span> <a href="https://social.coop/tags/coop" class="mention hashtag" rel="tag">#<span>coop</span></a> <a href="https://social.coop/tags/coops" class="mention hashtag" rel="tag">#<span>coops</span></a> <a href="https://social.coop/tags/platformcoop" class="mention hashtag" rel="tag">#<span>platformcoop</span></a> <a href="https://social.coop/tags/coopfinance" class="mention hashtag" rel="tag">#<span>coopfinance</span></a> <span class="h-card" translate="no"><a href="https://social.coop/@ntnsndr" class="u-url mention">@<span>ntnsndr</span></a></span></p>
Matt Cropp 🌲🌲<p>How the <a href="https://social.coop/tags/CreditUnion" class="mention hashtag" rel="tag">#<span>CreditUnion</span></a> common bond was understood in the 1950s: <a href="http://cuhistory.blogspot.com/2013/06/1951-quote-on-purpose-of-credit-union.html" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">http://</span><span class="ellipsis">cuhistory.blogspot.com/2013/06</span><span class="invisible">/1951-quote-on-purpose-of-credit-union.html</span></a></p><p><a href="https://social.coop/tags/coopfinance" class="mention hashtag" rel="tag">#<span>coopfinance</span></a> <a href="https://social.coop/tags/coops" class="mention hashtag" rel="tag">#<span>coops</span></a> <a href="https://social.coop/tags/coop" class="mention hashtag" rel="tag">#<span>coop</span></a></p>
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