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Who are we? How do we become a coherent community? How can we help new members feel they belong and are supported by membership? I am just getting off a Zoom call and group chat with other members of Social.Coop. We care about cooperatives. We want to expand the diversity of SC members. @mattcropp led the discussion! @Matt_Noyes @anaulin @emi @mike @clayton manuela, @LeoSammallahti, @bhaugen, John, Darren, Dzidzinism (spelling?) who else participated?

"The United States [...] has allowed a de facto aristocracy to bloom in our country, where low taxes on the rich, combined with meager welfare for the poor, lead to income inequality reminiscent of a feudal state. Tips are a tiny part of that big picture. But they’re a perfect representation of the philosophy that underlies it: Tipping survives because of the notion that industriousness must be coaxed from individuals through constant threat of their immiseration."

"We have a long way to go before we have a clear-cut, straightforward response to what restorative justice looks like, but we won’t ever get there if we declare that every time someone gets called out for their actions it’s a “witch hunt.” And, we also won’t get there if the standard is regardless of what they do, we get rid of them."

That was a cute puzzle game. Reminiscent of The X (but you don't have to wait until next Saturday for the next puzzle).

"Unlike gun control, Marlow said, “Surveillance is politically palatable, and so they’re pursuing surveillance as a way you can demonstrate action, even though there’s no evidence that it will positively impact the problem.”"

@anaulin Zuckerberg, a billionaire: billionaires are "people who do really good things and kind of help a lot of other people"

Also Zuckerberg: "They just trust me. Dumb fucks"

"Zuckerberg’s plea for the billionaire class is above all else deeply anti-democratic, casting doubt on the huddled masses’ ability to decide what’s best for themselves while repeating myths that the public sector is doomed to be wasteful and stagnant."

And remember, #NetNeutrality is not an "Obama-era rule." It was a fundamental part of the internet from the very beginning, but only came under attack in recent years after streaming internet video arose as a new competitor to cable television.

Torn between being horrified and genuinely curious. Could be good. 🍝🌯🤔


My dad got a burrito in a Buffalo NY suburb last week and instead of rice it had chopped up spaghetti in tomato sauce



(notes cntd.)
* CU co-op shared branching is a thing (thanks @elplatt for this tip). It is nice to join a CU that participates in this, as it gives you more possibilities if you care about physical branch access. Locator here:
* From recommendations on here and online, kept coming up as a good option. For SF Bay Area folks, also keeps coming up as recommended.
* Didn't find much about retirement savings, yet.

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Quick notes on what I've learned from the advice on here and some of my own research:
* A lot (most? all?) of CUs have membership requirements of various sorts; sometimes that involves e.g. donating to a particular charity, which could be a deal-breaker if you're not into that charity
* There doesn't seem to be much published in terms of comparing CUs. NerdWallet has some lists comparing them, but it is unclear to me what their motivations and objectivity are.

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Can someone recommend a good resource on moving off of corporate banking and to more socially responsible alternatives, like credit unions?

In particular, curious about how one would get and evaluate the alternatives. Both for everyday checking account type stuff and for retirement savings (eg alternatives to Vanguard?), ideally.

Thx 🙏💗

Haunted by all the things I should have said.

Calling all PhD-students doing research on platform coops -- check-out this workshop in Utrecht, the Netherlands, 9 December 2019. Contact for details.

If you have freelance income and want to funnel your retirement savings in the economy, is organizing a cohort of 100 folks to set up self-directed solo 401ks by the end of the year. Check this form for more details and to sign up to be part of the cohort!

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